Certificates of Deposit
Term
|
Minimum Opening Deposit
|
Minimum Balance to Obtain APY
|
Interest Rate
|
Annual Percentage Yield (APY)
|
| 90 days to 181 days |
$500 |
$500 |
.20% |
.20% |
|
$7500 |
$7500 |
.40% |
.40% |
|
182 days to 364
days |
$500 |
$500 |
.40% |
.40% |
|
$7500 |
$7500 |
.60% |
.60% |
| 12 months to 17 months |
$500 |
$500 |
.90% |
.90% |
|
$7500 |
$7500 |
1.10% |
1.11% |
|
18 months to 23 months |
$500 |
$500 |
1.10% |
1.11% |
|
$7500 |
$7500 |
1.30% |
1.31% |
| 24 months to 35 months |
$500 |
$500 |
1.25% |
1.26% |
| 36 months to 47 months |
$500 |
$500 |
2.00% |
2.02% |
| 48 months to 59 months |
$500 |
$500 |
2.30% |
2.32% |
| 60 months to 120 months |
$500 |
$500 |
2.90% |
2.94% |
| Four Year IRA CD |
$500 |
$500 |
2.40% |
2.43% |
| Five Year IRA CD |
$500 |
$500 |
3.00% |
3.04% |
Note:
- Rates effective
July 28, 2010.
- Rates are subject to change without notice.
- A penalty may be imposed for early withdrawal.
- Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
- **The interest
rate and annual percentage yield may
change annually.
- Annual percentage yields for deposit instruments with maturities of less than one year assume reinvestment at original rates for one year.
- All deposits fully insured to $250,000 by the Federal Deposit Insurance Corporation.
- Fees could reduce the earnings on the account.
- For complete details on any of our deposit products, contact a Customer Service Representative for assistance.
- For current rate information, call (603) 536-0001.
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