Certificates of Deposit
Term
|
Minimum Opening Deposit
|
Minimum Balance to Obtain APY
|
Interest Rate
|
Annual Percentage Yield (APY)
|
| 30 days to 89 days |
$500 |
$500 |
.75% |
.75% |
| 90 days to 181 days |
$500 |
$500 |
2.25% |
2.27% |
| 182 days to 364 days |
$500 |
$500 |
2.95% |
2.97% |
| 12 months to 17 months |
$500 |
$500 |
3.00% |
3.04% |
| 18 months to 23 months |
$500 |
$500 |
3.10% |
3.14% |
| 24 months to 35 months |
$500 |
$500 |
3.10% |
3.14% |
| 36 months to 47 months |
$500 |
$500 |
3.20% |
3.25% |
| 48 months to 59 months |
$500 |
$500 |
3.30% |
3.35% |
| 60 months to 120 months |
$500 |
$500 |
3.80% |
3.87% |
|
60 months
Variable Rate** |
$500 |
$500 |
1.93% |
1.95% |
|
Personal 9 month
auto renewable certificate |
$10,000.00 |
$10,000.00 |
3.25% |
3.26% |
| Four Year IRA CD |
$500 |
$500 |
3.40% |
3.45% |
| Five Year IRA CD |
$500 |
$500 |
3.90% |
3.97% |
Note:
- Rates effective
May 7, 2008.
- Rates are subject to change without notice.
- A penalty may be imposed for early withdrawal.
- Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
- **The interest
rate and annual percentage yield may
change annually.
- Annual percentage yields for deposit instruments with maturities of less than one year assume reinvestment at original rates for one year.
- All deposits fully insured to $100,000 by the Federal Deposit Insurance Corporation.
- Fees could reduce the earnings on the account.
- For complete details on any of our deposit products, contact a Customer Service Representative for assistance.
- For current rate information, call (603) 536-0001.
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