Deposit Rates

Certificates of Deposit

Term

Minimum Opening Deposit

Minimum Balance to Obtain APY

Interest Rate

Annual Percentage Yield (APY)

90 days to 181 days $500 $500 .20% .20%
$7500 $7500 .40% .40%
182 days to 364 days $500 $500 .40% .40%
$7500 $7500 .60% .60%
12 months to 17 months $500 $500 .90% .90%
$7500 $7500 1.10% 1.11%
18 months to 23 months $500 $500 1.10% 1.11%
$7500 $7500 1.30% 1.31%
24 months to 35 months $500 $500 1.25% 1.26%
36 months to 47 months $500 $500 2.00% 2.02%
48 months to 59 months $500 $500 2.30% 2.32%
60 months to 120 months $500 $500 2.90% 2.94%
Four Year IRA CD $500 $500 2.40% 2.43%
Five Year IRA CD $500 $500 3.00% 3.04%
 

Note:

  • Rates effective July 28, 2010.
  • Rates are subject to change without notice.
  • A penalty may be imposed for early withdrawal.
  • Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
  • **The interest rate and annual percentage yield may change annually.
  • Annual percentage yields for deposit instruments with maturities of less than one year assume reinvestment at original rates for one year.
  • All deposits fully insured to $250,000 by the Federal Deposit Insurance Corporation.
  • Fees could reduce the earnings on the account.
  • For complete details on any of our deposit products, contact a Customer Service Representative for assistance.
  • For current rate information, call (603) 536-0001.


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