Deposit Rates

Certificates of Deposit

Term

Minimum Opening Deposit

Minimum Balance to Obtain APY

Interest Rate

Annual Percentage Yield (APY)

30 days to 89 days $500 $500 .75% .75%
90 days to 181 days $500 $500 2.25% 2.27%
182 days to 364 days $500 $500 2.95% 2.97%
12 months to 17 months $500 $500 3.00% 3.04%
18 months to 23 months $500 $500 3.10% 3.14%
24 months to 35 months $500 $500 3.10% 3.14%
36 months to 47 months $500 $500 3.20% 3.25%
48 months to 59 months $500 $500 3.30% 3.35%
60 months to 120 months $500 $500 3.80% 3.87%
60 months Variable Rate** $500 $500 1.93% 1.95%
Personal 9 month auto renewable certificate $10,000.00 $10,000.00 3.25% 3.26%
Four Year IRA CD $500 $500 3.40% 3.45%
Five Year IRA CD $500 $500 3.90% 3.97%
 

Note:

  • Rates effective May 7, 2008.
  • Rates are subject to change without notice.
  • A penalty may be imposed for early withdrawal.
  • Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
  • **The interest rate and annual percentage yield may change annually.
  • Annual percentage yields for deposit instruments with maturities of less than one year assume reinvestment at original rates for one year.
  • All deposits fully insured to $100,000 by the Federal Deposit Insurance Corporation.
  • Fees could reduce the earnings on the account.
  • For complete details on any of our deposit products, contact a Customer Service Representative for assistance.
  • For current rate information, call (603) 536-0001.


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